{"id":1170,"date":"2018-12-03T13:09:07","date_gmt":"2018-12-03T05:09:07","guid":{"rendered":"https:\/\/jtlk.net\/apps\/base\/?p=1170"},"modified":"2020-11-22T04:33:10","modified_gmt":"2020-11-21T20:33:10","slug":"multi-factor-authentication-mfa-secure-your-accounts","status":"publish","type":"post","link":"https:\/\/www.jtlk.net\/apps\/base\/?p=1170","title":{"rendered":"Multi Factor Authentication (MFA) &#8211; secure your accounts"},"content":{"rendered":"<p>Here&#8217;s the 2nd part to the secure password considerations &#8211; <strong>MFA<\/strong>, <strong>multi-factor authentication<\/strong>.<\/p>\n<p>Traditionally, the access to your online bank account looks like this:<br \/>\nyou type your <FORM METHOD=\"POST\" ACTION=\"\"><INPUT TYPE=\"text\" VALUE=\"username\">, your <INPUT TYPE=\"text\" VALUE=\"password\"><\/FORM> and in you are and ready to go about your business.<\/p>\n<p><em>Account in the following is not limited to a bank account but can be the personalized access to any webpage, web-service, online-store or similar.<\/em><\/p>\n<p>Now, if you&#8217;re like the majority of internet users that only use 5 different passwords for all their online activities, you could unconsciously create a domino effect that allows hackers to take control over several of your accounts after just cracking one password.<\/p>\n<p>In comes <strong>MFA<\/strong>, <strong>multi-factor authentication<\/strong>.<\/p>\n<p><!--more--><\/p>\n<p>What is MFA? Most likely you&#8217;ve already used it, e.g. when using your bank card at an ATM together with your PIN number, or maybe at some webpage that sent a numeric code to your mobile phone which you then entered on the webpage to gain access.<\/p>\n<p>MFA, sometimes referred to as 2-factor authentication (or 2FA), is a security enhancement that allows you to present two components &#8211; your credentials &#8211; when accessing your account.<br \/>\nYour <strong>credentials<\/strong> are of either <strong>category<\/strong>:<\/p>\n<ul>\n<li>something you know, like your password or PIN<\/li>\n<li>something you have, for example a smart card or a key, or<\/li>\n<li>something you are, like your face, fingerprint, retina or voice<\/li>\n<\/ul>\n<p>For enhanced security, your credentials must come from at least <strong>2 different categories<\/strong>.<\/p>\n<p>Now the above example to access your online bank account would look slightly different.<br \/>\nWith MFA enabled, after entering your username and password, you&#8217;ll use some authenticator app that will generate a one-time-code (OTC) that you then enter on the next screen before you&#8217;re logged in.<\/p>\n<p>In some cases the whole process is even made more simple by your bank remembering the device you use.<br \/>\nSo when you come back to login again with the same mobile phone or computer, the site will remember the device and use this as the second factor.<br \/>\nCertainly, there&#8217;s some advanced analytics done on recognition of your device, e.g. whether you&#8217;re logging in just 20 minutes later from halfway across the globe.<\/p>\n<p>MFA helps to protect you by adding another layer of security and thus making it harder for anyone to pretend to be you to log in.<br \/>\nYour information is safer because now a thief would need to steal both, your password and your mobile phone.<br \/>\nAnd you&#8217;d probably notice if your mobile went missing and you&#8217;d report it before the thief could use it to log in. Additionally, your phone should be locked, requiring a PIN or your fingerprint to unlock it.<\/p>\n<p>While stopping all online crime is not a realistic goal, but a few simple steps can massively reduce the likelihood you\u2019ll be the next victim.<br \/>\nYou should use MFA whenever possible, especially when it comes to your most sensitive data \u2014 like your primary email, your financial accounts, and your health records.<br \/>\nWhile some organizations require you to use MFA, many offer it as an extra option that you can enable, but you must take the initiative to turn it on. <\/p>\n<p>Remember to take a look at the <a href=\"https:\/\/jtlk.net\/apps\/base\/?p=1155\">password tips<\/a> to create strong and memorable passwords.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s the 2nd part to the secure password considerations &#8211; MFA, multi-factor authentication. Traditionally, the access to your online bank account looks like this: you type your , your and in you are and ready to go about your business. Account in the following is not limited to a bank account but can be the [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,629],"tags":[],"_links":{"self":[{"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=\/wp\/v2\/posts\/1170"}],"collection":[{"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1170"}],"version-history":[{"count":10,"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=\/wp\/v2\/posts\/1170\/revisions"}],"predecessor-version":[{"id":1508,"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=\/wp\/v2\/posts\/1170\/revisions\/1508"}],"wp:attachment":[{"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jtlk.net\/apps\/base\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}